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Digits

Digits is an AI accounting platform that automates bookkeeping and delivers real-time financial reports for startups and SMBs.

What is Digits?

Digits is an AI accounting platform that handles bookkeeping automatically by connecting directly to your bank accounts, cards, and payroll systems. It categorises transactions continuously, reconciles them against statements, and produces live financial reports so founders and finance teams always know where they stand. Unlike traditional accounting software that requires manual data entry or periodic close processes, Digits keeps the books current in real time.

How Digits works

Digits connects to your financial data sources on day one and begins categorising from there. The AI model learns your business patterns over time, improving its categorisation accuracy with each transaction it processes.

  • Data ingestion: Digits syncs with over 12,000 banks, credit cards, and payroll providers. Every transaction flows in automatically.
  • AI categorisation: The model assigns each transaction to the correct account using your chart of accounts. It gets smarter with each correction you make, so accuracy improves over time.
  • Reconciliation: Digits matches transactions against bank statements automatically. It flags discrepancies and anomalies for human review rather than letting errors compound.
  • Real-time reporting: Financial statements, cash flow reports, and runway metrics update continuously. You do not wait until month-end to know your burn rate.
  • CPA layer: Digits CPAs review and verify the books on a recurring basis, providing a compliance guarantee on top of the automated system.
  • API and MCP access: Finance data is queryable via a developer API and a Model Context Protocol server. This lets you pull Digits data into AI tools, dashboards, or custom agents without exporting spreadsheets.

What you can build with Digits

  • Automated month-end close: A finance workflow where Digits handles categorisation and reconciliation automatically, reducing the close process from weeks to hours. Accounting firms use this to serve more clients without adding headcount.
  • AI finance agent: An agent that queries the Digits MCP to retrieve live financial data, answers questions about cash position or runway, and generates reports on demand. The MCP integration makes Digits a native data source for LLM-powered finance assistants.
  • Burn rate dashboard: A live reporting layer that pulls from Digits financials to show founders their current burn, runway, and spending by category, without any manual exports or spreadsheet maintenance.
  • Anomaly alerting system: A workflow that listens for Digits anomaly flags via API, routes unusual transactions to a Slack channel or email, and logs them for finance team review. This keeps unexpected spend visible in real time.
  • Accounting firm automation pipeline: A multi-client system where Digits handles transaction categorisation for each client automatically. The firm pays Digits only for clients where the 95% automation threshold is met, aligning platform cost directly with efficiency gained.

Key Features

  • Auto-reconciles transactions across 12,000+ banks, cards, and payroll providers
  • Real-time financial statements updated continuously, not at month-end
  • AI anomaly detection flags categorisation errors and unusual transactions
  • AI Bill Pay with drag-and-drop invoice processing
  • CPA compliance guarantee with expert review on every set of books
  • Developer API and MCP integration for querying finance data from AI tools

FAQ

How much does Digits cost? +

Digits charges $100 per month for its AI Accounting plan, which covers automated bookkeeping, bill pay, and real-time reporting. A Full-Service upgrade starts at $350 per month and adds dedicated CPA support. For accounting firms, Digits now offers outcome-based pricing where firms only pay for clients where the platform automates 95% or more of transactions without human intervention.

What does Digits connect to? +

Digits connects to over 12,000 banks, credit cards, and payroll providers. It also provides a developer API and a Model Context Protocol server, which lets AI tools like Claude, ChatGPT, and Cursor query your financial data directly. This makes Digits a viable data source for finance agents and automated reporting pipelines.

Who is Digits built for? +

Digits targets startups, small-to-mid-sized businesses, and accounting firms. Founders who want live visibility into burn rate and runway without hiring a full accounting team are the primary users. Accounting firms use it to reduce manual categorisation work across client portfolios, paying only when automation thresholds are met.

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